* Footnote *:From $10,000 up to $250,000 of cover available (depending on your age and personal circumstances when you apply). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness^ as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. A waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Product Disclosure Statement for full details.
** Footnote **:$1.04 per fortnight: For a female 40-year-old non-smoker with $10,000 of cover, in their first year. $1.53 per fortnight: For a male 40-year-old non-smoker with $10,000 of cover, in their first year. $2.08 per fortnight: For a female 50-year-old non-smoker with $10,000 of cover, in their first year. $2.83 per fortnight: For a male 50-year-old non-smoker with $10,000 of cover, in their first year. $5.16 per fortnight: For a female 60-year-old non-smoker with $10,000 of cover, in their first year. $7.31 per fortnight: For a male 60-year-old non-smoker with $10,000 of cover, in their first year. $7.03 per fortnight: For a female 65-year-old non-smoker with $10,000 of cover, in their first year. $11.11 per fortnight: For a male 65-year-old non-smoker with $10,000 of cover, in their first year. $12.20 per fortnight: For a female 70-year-old non-smoker with $10,000 of cover, in their first year. $18.79 per fortnight: For a male 70-year-old non-smoker with $10,000 of cover, in their first year. $22.25 per fortnight: For a female 75-year-old non-smoker with $10,000 of cover, in their first year. $29.58 per fortnight: For a male 75-year-old non-smoker with $10,000 of cover, in their first year. $42.16 per fortnight: For a female 80-year-old non-smoker with $10,000 of cover, in their first year. $44.56 per fortnight: For a male 80-year-old non-smoker with $10,000 of cover, in their first year. Premiums are variable age-stepped, which means they generally increase each year as you get older. Premiums shown in our advertising are examples only and are not a quote. Your actual premium may be different and will depend on your age, gender, smoking status, chosen benefit amount and answers to the underwriting questions as part of your application.
^ Footnote ^:Terminal Illness is as defined in the Product Disclosure Statement and will not be paid during a waiting period should one apply. Upon payment of a Terminal Illness claim, the policy and cover will end.
*** Footnote ***:Depending on your health when you apply. The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness^ as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Depending on your health, a waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Policy Document for full details.
Coverly Life is not a life insurance provider, health services provider or financial services provider. We operate exclusively as a referral service.
Funnel Efficiency operating as Coverly Life, and Aussie Life Cover, run a campaign to generate life insurance leads for Golden Insurance, and is paid a referral fee for each referral.
Golden Insurance is an insurance policy, not a savings plan. If the policy is cancelled outside the 30-day cooling off period, nothing is paid back, and the total premiums paid over the life of the policy could be more than the benefit amount.
Golden Insurance and Aussie Life Cover are trading names of Neilson Financial Services Pty Ltd ABN 52 668 314 896, AFSL 552284. Golden Insurance products are issued and managed by Golden Insurance as agent of the insurer Hallmark Life Insurance Company Ltd ABN 87 008 446 884, AFSL 243469 (Hallmark Life), who underwrites the Golden Insurance products. Hallmark Life is part of the St Andrew's Insurance Group.
All information provided is general in nature and does not consider your objectives, financial situation, or needs. It is important that you make your own decision on whether a product is suitable for you and to seek appropriate independent financial advice. Before making any decisions regarding a Golden Insurance product, you should consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).
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