Free eligibility check
See if you qualify for life insurance
Three simple questions. About thirty seconds. And we don’t ask for your name, email or phone number.
- For Australian residents aged 40 to 80
- No personal details asked for on this site
- Free, and no obligation to go any further
We check the age and residency rules. Whether cover is offered, and at what price, is decided by Golden Insurance after their health questions.
Golden Insurance is rated 4.9 out of 5 from 2,649 reviews
What this cover is
Death and terminal illness
Pays a lump sum to the people you nominate.
No medical exams
A few health and lifestyle questions, no blood tests.
Quoted by phone
Golden Insurance call you. Nothing is bought online.
Cover you can get
We only show amounts available at your age.
What you could apply for
Cover from $10,000 to $250,000* (see footnote * at the foot of this page)
How much you can apply for depends on your age. Most sites show everyone the biggest number. We show you the amounts you could actually get.
- Age 40 to 60
- up to $250,000
- Age 61 to 70
- up to $200,000
- Age 71 to 80
- up to $150,000
The most available may be lower depending on your answers to Golden Insurance’s health and lifestyle questions.
Quick, simple, clear
Three steps, then a phone call
Check your eligibility here
Three questions about your age, residency and the cover you're interested in. No contact details.
Give your details to Golden Insurance
If you can apply, we pass you to Golden Insurance, who ask for your details on their own site and your permission to call.
They call you with a quote
A few health questions on the call, then your premium. No obligation, and nothing is bought online.
Premiums are variable age-stepped, which means they generally increase each year as you get older. There is a 30-day cooling off period.
Trust has to be earned
How this actually works
Before you answer a single question, here is what Coverly Life is and how it makes money.
We are not an insurer
Coverly Life is not a life insurance provider, health services provider or financial services provider. We operate exclusively as a referral service.
We are paid by Golden Insurance
When we refer you and you give Golden Insurance your details, they pay us a fee. It costs you nothing and it doesn't change your premium.
We tell people when they can't apply
If you're outside 40 to 80, or not an Australian resident, we say so and stop. We don't pass you on anyway.
Find out where you stand
A minute of questions, and you’ll know whether you can apply.