Terms of use
Please read these terms and our privacy policy before using Coverly Life.
Who these terms are for
This website is intended for residents of Australia aged 40 to 80. If you are outside Australia, the product referred to here is not available to you.
What this website is
Coverly Life is a referral service. We are not a life insurance provider, health services provider or financial services provider. We do not issue policies, assess applications, set premiums or handle claims.
If our eligibility check indicates you can apply, we refer you to Golden Insurance, who collect your details on their own website and contact you with their consent. We are paid a referral fee for this, as set out in how we’re paid.
No advice
All information provided is general in nature and does not consider your objectives, financial situation, or needs. It is important that you make your own decision on whether a product is suitable for you and to seek appropriate independent financial advice. Before making any decisions regarding a Golden Insurance product, you should consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).
The eligibility check reports factual criteria taken from Golden Insurance’s Product Disclosure Statement. It is not an assessment of whether any product suits you, not an application, and not an offer or guarantee of cover. Whether cover is offered, on what terms and at what premium, is entirely a matter for Golden Insurance and the insurer.
Accuracy
We take care to keep the product information on this site consistent with Golden Insurance’s own documents, but those documents govern. Before making any decision you should read them:
Your use of the site
Please don’t use this website unlawfully, attempt to interfere with it, submit deliberately false information, or use automated means to access it.
Other websites
This site links to websites we don’t control, including Golden Insurance’s. We’re not responsible for their content or their handling of your information. Once you leave this site, their terms and privacy policy apply.
Liability
Nothing in these terms excludes any right or guarantee you have under the Australian Consumer Law. Subject to that, this website is provided as-is and we are not liable for loss arising from your use of it or from any dealing you have with Golden Insurance.
Changes
We may update these terms. The version published here is the one that applies.
See also our privacy policy.